Single Installment Note

In consideration of value received, I, the undersigned borrower, agree to pay to ______________ (Lender) the amount of ________, on which such amount interest shall accrue at the rate of ______ percent per ___________.

The entire amount, principal and interest, shall be due and payable on or before ______________, 20 ___.

Failure to make a payment when due shall be considered a default on this note. Should such a default exist for more than a grace period of _________ (--) days, Borrower agrees to pay Lender all reasonable costs and expenses incurred during collection proceedings, including, but not limited to, attorney fees.

Date: ___________.

_________________________

Borrower